
{"id":942,"date":"2023-03-30T13:17:28","date_gmt":"2023-03-30T13:17:28","guid":{"rendered":"https:\/\/dev.iibanks.com\/westafrica\/?page_id=942"},"modified":"2025-01-28T13:19:37","modified_gmt":"2025-01-28T13:19:37","slug":"linha-de-credito","status":"publish","type":"page","link":"https:\/\/dev.iibanks.com\/westafrica\/pt\/empresas\/linha-de-credito\/","title":{"rendered":"linha de cr\u00e9dito"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1659424244579{padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;214&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958729653{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;white-text banner-heading banner-text-box banner-caption-btn-135px&#8221; css=&#8221;.vc_custom_1680511532011{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}&#8221;]<\/p>\n<p style=\"text-align: right;\">linha de cr\u00e9dito<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1738070136498{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;font-34px greyroW toproW&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; css=&#8221;.vc_custom_1667365774121{margin-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1667365779824{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;font-34px special-spacing &#8221; css=&#8221;.vc_custom_1738070024395{margin-bottom: 0px !important;}&#8221;]\u00c9 concedida uma linha de cr\u00e9dito contra uma conta de dep\u00f3sito \u00e0 ordem que pode ser utilizada para financiar as necessidades de liquidez da sua empresa. Isto permite-lhe continuar as suas actividades correntes sem o estresse das suas necessidades financeiras[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;chairman-cfo-box padding-23-21 custom-container-1301-width-three&#8221; css=&#8221;.vc_custom_1672808531899{margin-bottom: 0px !important;}&#8221;][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=&#8221;Caracter\u00edsticas&#8221; font_container=&#8221;tag:h2|font_size:36|text_align:center|line_height:1&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1680511553982{margin-bottom: 30px !important;}&#8221; el_class=&#8221;font-size-36&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;featroW featroW2&#8243; tm_responsive_css=&#8221;&#8221;][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569566597{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;58137381|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1680511564402{margin-bottom: 0px !important;background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Montante<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1680511613174{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">O valor m\u00e1ximo ser\u00e1 determinado caso a caso.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569578098{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;42892269|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1680511583449{margin-bottom: 0px !important;background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Prazo<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1680511622812{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">At\u00e9 12 Meses, renov\u00e1veis mediante an\u00e1lise caso a caso e aprova\u00e7\u00e3o comercial.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569591032{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;50112867|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1680511594720{margin-bottom: 0px !important;background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Garantias<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1680511631388{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Promiss\u00f3ria Garantida, Contrato de Empr\u00e9stimo, Garantia de Dep\u00f3sito A Prazo, Hipotecas Ou Outras Garantias Aceites Pelo iib.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_row_inner css=&#8221;.vc_custom_1663569591032{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;50112867|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; el_id=&#8221;features&#8221;][vc_column_text el_class=&#8221;custom-text-box&#8221; css=&#8221;.vc_custom_1680511603791{margin-bottom: 0px !important;background-color: #1a2159 !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading\">Juros<\/h4>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;three-column-white-text-box bio-pages-download-box&#8221; css=&#8221;.vc_custom_1684152742728{margin-bottom: 65px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Para taxas de juro indicativas, por favor descarregar o pre\u00e7\u00e1rio do iib. As taxas finais s\u00e3o avaliadas caso a caso.<\/p>\n<p><a href=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2023\/05\/Precario-2023.pdf\" download=\"\">Descarregar pdf<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;button-style-box custom-news-box custom-container-1299-width othercndtionS&#8221; css=&#8221;.vc_custom_1738070307152{padding-top: 37px !important;padding-bottom: 25px !important;background-color: #e6e6e6 !important;}&#8221;][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=&#8221;Outras condi\u00e7\u00f5es:&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:left|line_height:1&#8243; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;otherInformation&#8221;][vc_raw_html el_class=&#8221;otherInformation&#8221; css=&#8221;.vc_custom_1681368770286{margin-top: 16px !important;}&#8221;]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[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;post-content-box button-style-box custom-container-1299-width boX2&#8243; css=&#8221;.vc_custom_1738070323680{padding-top: 65px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; el_class=&#8221;grey-content-box who-we-are-content-box&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665387546485{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;45908895|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;213&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958754684{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680778795735{background-color: #efefef !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading \">Cr\u00e9dito investimento<\/h4>\n<p>Um cr\u00e9dito de m\u00e9dio a longo prazo que apoia os projectos de investimento da sua empresa.<\/p>\n<div class=\"custom-theme-button\"><a title=\"\" href=\"\/westafrica\/pt\/empresas\/credito-investimento\/\">Ler +<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665387560516{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;16675962|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;215&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958762505{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680778776257{background-color: #efefef !important;}&#8221;]<\/p>\n<h4>Garantia e Avales<\/h4>\n<p>O cr\u00e9dito sob a forma de garantias e\/ou avales, destina-se a garantir a terceiros o cumprimento das obriga\u00e7\u00f5es por parte da sua empresa.<\/p>\n<div class=\"custom-theme-button\"><a title=\"\" href=\"\/westafrica\/pt\/empresas\/garantias-e-avales\/\">Ler +<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;button-style-box custom-news-box custom-container-1299-width greyroW&#8221; css=&#8221;.vc_custom_1738070340196{margin-bottom: 65px !important;padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}&#8221;][vc_row][vc_column][vc_custom_heading text=&#8221;Your Bank, Your Future&#8221; font_container=&#8221;tag:h2|font_size:48px|text_align:center|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;yourbank-font-bold&#8221; css=&#8221;.vc_custom_1667545067071{margin-bottom: 0px !important;}&#8221;][vc_separator color=&#8221;white&#8221; el_width=&#8221;30&#8243; el_class=&#8221;your-bank-border-width&#8221;][vc_custom_heading text=&#8221;O seu Banco, O seu Futuro&#8221; font_container=&#8221;tag:h2|font_size:48px|text_align:center|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;yourbank-font-bold&#8221; css=&#8221;.vc_custom_1672816844722{margin-bottom: 0px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1738070363299{padding-top: 0px !important;}&#8221; el_class=&#8221;plscntcT vertcenteR&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; el_id=&#8221;pic-with-text-box-right&#8221;][vc_column css=&#8221;.vc_custom_1667376019123{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner tm_zindex=&#8221;&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1738069985829{margin-bottom: 0px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #e6e6e6 !important;}&#8221; tm_responsive_css=&#8221;&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1680158951806{margin-bottom: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;216&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1678958774207{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1667376869127{padding-left: 20px !important;}&#8221;][vc_custom_heading text=&#8221;Contacte-nos para qualquer quest\u00e3o&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1680511799561{margin-bottom: 50px !important;}&#8221;]<div id=\"ultimate-heading-760569e071d97624e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-760569e071d97624e uvc-4895 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-760569e071d97624e h2'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h2 style=\"font-weight:normal;margin-bottom:0px;\">+238 260 2626<\/h2><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1659424244579{padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;214&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678958729653{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;white-text banner-heading banner-text-box banner-caption-btn-135px&#8221; css=&#8221;.vc_custom_1680511532011{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}&#8221;] linha de cr\u00e9dito [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1738070136498{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; 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