{"id":39,"date":"2022-12-28T12:53:00","date_gmt":"2022-12-28T12:53:00","guid":{"rendered":"https:\/\/iibanks.mediaidee.com\/?page_id=9273"},"modified":"2025-01-24T09:43:49","modified_gmt":"2025-01-24T09:43:49","slug":"term-deposit","status":"publish","type":"page","link":"https:\/\/dev.iibanks.com\/westafrica\/en\/personal\/accounts\/term-deposit\/","title":{"rendered":"Standard Term Deposit"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1659424244579{padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;11548&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1732182739310{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;white-text banner-heading banner-text-box banner-caption-btn-135px&#8221; css=&#8221;.vc_custom_1672231860024{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}&#8221;]<\/p>\n<p style=\"text-align: right;\">iib standard term deposit<\/p>\n<p class=\"iib-sub-caption\" style=\"text-align: right;\">flexible savings plans<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1735812999308{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;our-purpose-text-box ouroW&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; css=&#8221;.vc_custom_1667365774121{margin-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1667365779824{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;font-34px&#8221; css=&#8221;.vc_custom_1672231871367{margin-bottom: 0px !important;}&#8221;]Earn a high rate of interest with the iib standard term deposit. Take advantage of our competitive rates of interest and enjoy a secure and regular income. We offer a variety of tenors to help you with your future planning.[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1737711819254{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;our-purpose-text-box applyroW absltE bgnonE&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;991&#8243; tm_zindex=&#8221;&#8221; equal_height=&#8221;yes&#8221; el_class=&#8221;font-size-24&#8243;][vc_column tm_col_bg_expand=&#8221;left&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1667370558252{padding-right: 17.5px !important;background-color: #eeeeee !important;}&#8221; el_id=&#8221;requirement-box-bg-right&#8221;][vc_row_inner break_in_responsive=&#8221;1200&#8243; css=&#8221;.vc_custom_1667366560047{padding-right: 17.5px !important;}&#8221; tm_responsive_css=&#8221;33209346|colbreak_no||||||0|||colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner el_class=&#8221;Who-Can-Apply-iib&#8221;][vc_custom_heading text=&#8221;Who can apply?&#8221; font_container=&#8221;tag:h4|font_size:34px|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;fontFamily&#8221; css=&#8221;.vc_custom_1679998660277{margin-bottom: 15px !important;}&#8221;][vc_column_text el_class=&#8221;who-can-apply-border requirements-iib&#8221;]18 years or older<\/p>\n<p>Residents or non-residents of CV<\/p>\n<p>Minimum CVE 100,000[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column tm_col_bg_expand=&#8221;right&#8221; width=&#8221;1\/2&#8243; el_id=&#8221;requirement-box-bg-left&#8221; css=&#8221;.vc_custom_1667370600202{background-color: #eeeeee !important;}&#8221;][vc_row_inner break_in_responsive=&#8221;1200&#8243; css=&#8221;.vc_custom_1667369534893{padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;33209346|colbreak_no||||||0|||colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner el_class=&#8221;Who-Can-Apply-iib Who-Can-Apply-iib-special&#8221; css=&#8221;.vc_custom_1675083162512{padding-left: 65px !important;}&#8221;][vc_custom_heading text=&#8221;Flexible tenors and competitive<br \/>\ninterest rates&#8221; font_container=&#8221;tag:h4|font_size:34px|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;fontFamily&#8221; css=&#8221;.vc_custom_1679998614492{margin-bottom: 10px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner tm_zindex=&#8221;&#8221; css=&#8221;.vc_custom_1680951889868{padding-bottom: 25px !important;padding-left: 65px !important;}&#8221; el_class=&#8221;inner6&#8243;][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text el_class=&#8221;download-default-button&#8221; css=&#8221;.vc_custom_1679998788700{margin-bottom: 0px !important;}&#8221;]<\/p>\n<ul>\n<li>FIN (Standardized Info Sheet) <a href=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2023\/03\/FIN-_Standard-Term-Deposit.pdf\" download=\"\">Download pdf<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text el_class=&#8221;download-default-button&#8221; css=&#8221;.vc_custom_1679998814899{margin-bottom: 0px !important;}&#8221;]<\/p>\n<ul>\n<li>Account Opening Form <a href=\"\/westafrica\/wp-content\/uploads\/sites\/4\/2023\/03\/Account-Opening_Standard-Term-Deposit.pdf\" download=\"\">Download pdf<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;custom-container-1299-width rateroW&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; css=&#8221;.vc_custom_1667386415140{margin-top: 65px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1667386477753{margin-bottom: 35px !important;}&#8221;][vc_custom_heading text=&#8221;Flexible tenors&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:center|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679998899252{margin-bottom: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; el_class=&#8221;fontFamily&#8221;][\/vc_column][\/vc_row][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;dayS&#8221;][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1667389040785{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;30 Days&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:center|color:%23ffffff|line_height:25px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679999453772{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1667389070456{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;91 Days&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:center|color:%23ffffff|line_height:25px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679999691891{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1667389143127{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;181 Days&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:center|color:%23ffffff|line_height:25px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679999726707{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1667389329361{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1667389165271{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221;][vc_custom_heading text=&#8221;365 Days&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:center|color:%23ffffff|line_height:25px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679999733450{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1667389143127{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;730 Days&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:center|color:%23ffffff|line_height:25px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679999740227{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1735813063538{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;font-size-36 custom-section-policy-box blugreY usdroWolD&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243; tm_zindex=&#8221;&#8221; el_class=&#8221;fontFamily_table&#8221;][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1667372152445{padding-right: 5px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;Benefits&#8221; font_container=&#8221;tag:h2|font_size:24px|text_align:right|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672232908486{margin-bottom: 0px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #1a2159 !important;}&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1667372159612{padding-right: 0px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Ease of withdrawals for travel, payment orders etc.&#8221; font_container=&#8221;tag:h2|font_size:22px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672232873273{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][vc_custom_heading text=&#8221;Attractive interest rate payable at maturity to your iib current or savings account&#8221; font_container=&#8221;tag:h2|font_size:22px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672232863052{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][vc_custom_heading text=&#8221;Deposit can be used as a guarantee for banking finance&#8221; font_container=&#8221;tag:h2|font_size:22px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672232853323{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][vc_custom_heading text=&#8221;Early encashment possible (interest adjustment and penalty fee will apply)&#8221; font_container=&#8221;tag:h2|font_size:22px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672232843035{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][vc_custom_heading text=&#8221;Automatic renewal with the same tenor and at the rate applicable at the time of maturity&#8221; font_container=&#8221;tag:h2|font_size:22px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1672232830332{margin-bottom: 10px !important;padding-top: 3px !important;padding-right: 15px !important;padding-bottom: 3px !important;padding-left: 15px !important;background-color: #e5e5e5 !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;button-style-box custom-news-box custom-container-1299-width boX2&#8243; css=&#8221;.vc_custom_1680951854479{padding-top: 65px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; break_in_responsive=&#8221;1200&#8243;][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665399177732{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;51053834|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;299&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1678961051675{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680772970133{background-color: #efefef !important;}&#8221;]<\/p>\n<h4 class=\"tm-custom-heading \">iib current account<\/h4>\n<p>Easily manage your everyday finances wherever you are. iib current account makes it simple to check your balance, pay your bills and send money to friends and family.<\/p>\n<div class=\"custom-theme-button mt-45\"><a title=\"\" href=\"\/westafrica\/en\/accounts\/current\/\">Read More<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_row_inner css=&#8221;.vc_custom_1665399193555{padding-right: 17.5px !important;padding-left: 17.5px !important;}&#8221; tm_responsive_css=&#8221;58412134|colbreak_no||||||0||0|colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_column_inner][vc_single_image image=&#8221;11565&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1732185014963{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;custom-white-text-box&#8221; css=&#8221;.vc_custom_1680772950342{background-color: #efefef !important;}&#8221;]<\/p>\n<h4>iib boost term deposit<\/h4>\n<p>With iib boost term deposit, you can earn an increasing rate of interest in just 1 year. Enjoy a secure and regular income to help meet your expenses.<\/p>\n<div class=\"custom-theme-button mt-45\"><a title=\"\" href=\"\/westafrica\/en\/accounts\/boost-term-deposit\/\">Read More<\/a><\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section el_class=&#8221;plscntcT&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; el_id=&#8221;pic-with-text-box-right&#8221;][vc_column css=&#8221;.vc_custom_1667376019123{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner break_in_responsive=&#8221;1200&#8243; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1672228421773{margin-bottom: 0px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #e6e6e6 !important;}&#8221;][vc_column_inner tm_zindex=&#8221;&#8221; width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1679998730627{margin-bottom: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;301&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1678961081557{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1672228527381{padding-left: 20px !important;}&#8221; tm_responsive_css=&#8221;54307665|colbreak_no|||||65||65||colbreak_no|||||||||colbreak_no||||||||||colbreak_no|||||||||&#8221;][vc_empty_space height=&#8221;115px&#8221;][vc_custom_heading text=&#8221;Call us for any queries&#8221; font_container=&#8221;tag:h2|font_size:36px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1679998739532{margin-bottom: 50px !important;}&#8221; el_class=&#8221;fontFamily&#8221;][vc_custom_heading text=&#8221;+238 260 2626&#8243; font_container=&#8221;tag:h2|font_size:36px|text_align:left|color:%23575757&#8243; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;fontFamily&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row_content&#8221; el_class=&#8221;image-banner-with-text bottom-203-banner-text&#8221; css=&#8221;.vc_custom_1665060976256{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1659424244579{padding-left: 0px !important;}&#8221;][vc_single_image image=&#8221;11548&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1732182739310{margin-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;white-text banner-heading banner-text-box banner-caption-btn-135px&#8221; css=&#8221;.vc_custom_1672231860024{margin-bottom: 0px !important;padding-top: 15px !important;padding-bottom: 15px !important;background-color: rgba(10,10,10,0.35) !important;*background-color: rgb(10,10,10) !important;}&#8221;] iib standard term deposit flexible savings plans [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1735812999308{padding-top: 65px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;our-purpose-text-box ouroW&#8221;][vc_row tm_bgimagefixed=&#8221;&#8221; css=&#8221;.vc_custom_1667365774121{margin-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1667365779824{margin-bottom: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1361,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-39","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/39","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/comments?post=39"}],"version-history":[{"count":5,"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/39\/revisions"}],"predecessor-version":[{"id":11923,"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/39\/revisions\/11923"}],"up":[{"embeddable":true,"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/pages\/1361"}],"wp:attachment":[{"href":"https:\/\/dev.iibanks.com\/westafrica\/wp-json\/wp\/v2\/media?parent=39"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}